Editorial Policy

Dalton Financial News publishes independent, data-driven analysis of US consumer finance. This policy describes how we produce our content and the standards we hold it to.

Independence

We are not a bank, lender, or broker and we do not sell financial products. When an article contains an affiliate link we may earn a commission at no cost to the reader; this never changes our analysis, and the same information is shown to every visitor.

Accuracy and originality

We aim for accurate, original work. Figures are calculated in-house using the formulas described in our methodology. We do not copy articles from other sites, and we rewrite and structure every piece in our own words.

Clarity over hype

We write in plain language, explain trade-offs honestly, and note when a product or strategy does not make sense — not just when it does. We avoid guarantees of results, because borrowing outcomes depend on individual circumstances.

Not financial advice

Our content is general education, not personalized financial, legal, or tax advice. Readers should consider their own situation and, where appropriate, consult a licensed professional before acting.

Updates and corrections

We review and update articles as needed. Errors are corrected promptly under our corrections policy. Reach the team via our contact page.