Our Research Team

Dalton Financial News is produced by the Dalton Research Team — writers and analysts who cover consumer credit, loans, mortgages, and household debt for a general US audience.

What we focus on

Our work centers on the real cost of borrowing: how interest rates, terms, and balances translate into monthly payments and total interest over time. Where an article includes figures, we calculate them ourselves rather than repeating numbers from elsewhere.

How we work

Each analysis is built around a worked example with a data table, followed by plain-language explanation of what the numbers mean and the trade-offs involved. We explain our assumptions and link to our methodology so readers can see exactly how each figure was produced.

Independence

We are an independent publisher. We are not a bank, lender, or broker, and we do not sell financial products. Our analysis is the same for every reader. See our editorial policy for details.

Contact

Questions, feedback, or corrections? Reach us via our contact page.